Buying a property at the Costa Brava as a foreigner
With so many different real estate agencies and dozens of online portals, buying a house abroad can be a stressful and complex process. At Costa Brava Fincas, we offer you full and personalised support so you can find the perfect property hassle-free.
What do you need to buy a house at the Costa Brava?
- NIE: The Foreigner Identification Number is essential for any legal, financial, or real estate transaction.
We help you obtain it quickly. - Spanish bank account: Not legally required, but highly recommended for managing payments and taxes.
We’ll guide you through it.
Costs associated with buying a property
It’s important to consider extra costs on top of the property price to properly plan your budget.
1. Property Transfer Tax (ITP)
From June 27, 2025, the tax is applied progressively based on value:
- Up to €600,000: 10%
- €600,001 to €900,000: 11%
- €900,001 to €1,500,000: 12%
- Over €1,500,001: 13%
These percentages are applied progressively, not to the total value of the property.
In special cases, such as the purchase of new-build property, taxes may vary, but Costa Brava Fincas will keep you informed at all times.
2. Other costs
Notary fees and land registry costs amount to approximately 1.5% of the property’s value.
Want a detailed, no-obligation estimate? Contact us – we’re happy to help.
